1045 Covered Bridge Road

Unadilla, NY
$ 425,000 Beds 3 Baths 2 Sq 1,600 Virtual Tour
Monthly Estimate* How much can I afford?

Forty-three acres on the Susquehanna River in Otego-Unadilla, NY, with 3,000 feet of river frontage and a layout built for a small farm, hobby farm, or private retreat. The land breaks into distinct zones: a 3-acre house lot with groomed lawn, a 6-acre “pond meadow” with its own half-acre pond, 14 acres of woods and trails, and a 22-acre lower meadow running to the riverbank. The river meadow sits within the floodway and isn’t buildable, which has kept it wild and open for grazing, hay, or fishing access. The infrastructure for working the land is already here. A 40x60 three-bay pole barn with a concrete floor and roll-up doors anchors the outbuildings, with a 12-foot center door and two 7-foot side doors. A heated 25x12 Amish shed currently serves as an office and could easily convert to a farm store or seasonal stand, with frontage on Covered Bridge Road. Three additional garden sheds provide further storage. The home is a 25x60 2016 double-wide with 3 bedrooms and 2 bathrooms, including a primary suite with private ensuite bath. The kitchen and dining area, over 500 square feet, is warmed by a wood-burning stove and opens to the rear deck. Baseboard electric and propane forced-air heat, plus a detached three-bay metal garage with roll-up doors, its own wood stove, and extra storage. Located in the Otego-Unadilla Central School District, in a private, rural setting with the Susquehanna River as a constant, quiet presence at the edge of the land. For anyone picturing a small farm, a retreat, or simply more land than they’ve ever had, this is ground worth walking.

Single Family

  • Price
  • $ 425,000
  • City
  • Unadilla
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • DELAWARE
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 43.02 Acres
  • Zip
  • 13849
  • Sqr Footage
  • 1,600
  • Year Built
  • 2008
  • Taxes
  • $ 1472
  • Style
  • Ranch
  • MLS#
  • 1027071
Listed By: Keller Williams Upstate NYProp
Data Source: Listings courtesy of OneKey® MLS as distributed by MLS GRID

Features

General

Sewer Septic Tank
Heating Baseboard,Electric,Forced Air,Propane
Cooling None
Utilities See Remarks
Appliances Dishwasher,Dryer,Refrigerator,Washer
Garage Spaces 3
Architectural Style Ranch
Construction Materials Vinyl Siding
Year Built 2008
Property Subtype Manufactured Home
Tax Year 2025
Parcel Number 74.-1-59.2
Waterfront Features River Front
County Delaware County
Property Type Residential
HOA No
Garage Y/N Yes
Total Rooms 9
Full Baths 2
Directions From Oneonta: Take I-88 W to exit 11-NY 357. Turn right onto NY-357 W. Turn right onto Covered Bridge Rd. Destination will be on the left.
High School Unatego Junior-Senior High School
City Sidney
Senior Community Y/N No
High School District Otego-Unadilla
Carport Y/N No
Elementary School Unadilla Elementary School
Property Attached Y/N No
Tax Annual Amount 1472
Body Type Double Wide
Middle/Junior High School Unatego Middle School
Additional Parcels Y/N No
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Otego-Unadilla
Elementary School District Otego-Unadilla
Tax Assessed Value 36300
PostalCity Other
Listing Appliances Dishwasher, Dryer, Refrigerator, Washer

Interior Features

Interior Amenities First Floor Bedroom,Kitchen Island,Open Floorplan,Open Kitchen
Flooring Carpet,Linoleum
Total Fireplaces 2
Fireplace Features Wood Burning
Basement (Y/N) No
Fireplace Y/N Yes
Total Bedrooms 3
Total Baths 2
General Features First Floor Bedroom,Kitchen Island,Open Floorplan,Open Kitchen

Exterior Features

Parking Features Detached
Water Source Well
Parking Features Detached
Frontage Length 3000
Waterfront Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mount Vernon, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unadilla Elementary School
Middle School Unatego Middle School
High School Unatego Junior-Senior High School

Price History

7/16/2026 Listed $475,000
8/6/2026 11% - $425,000

Property vs Zip Code Average in 13849

Price
AVG $410K
$430K
Taxes
AVG $3,841
$1,472
Year Built
AVG 1959
2008
Visits
AVG 10
4
Data Provided by Inside Real Estate®

Areas That We Cover

1045 Covered Bridge Road Unadilla, NY is a Single Family Home for sale at $425000 with 1600 sqft and a lot size of 43.02 Acres Acre(s). 1045 Covered Bridge Road Unadilla has 3 bedrooms, 2 baths and was built in 2008. The property's zip code is 13849 which is in Unadilla, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.