Hamid Ardakani

1555 Route 292

Holmes, NY
$ 249,000 Beds 1 Baths 1 Sq 733
Monthly Estimate* How much can I afford?

Attention investors, contractors, and DIYers looking for affordable lake living - this one may be just what you are looking for! Welcome to this charming 1-bedroom, 1-bath cottage-style home in Holmes, offering a unique opportunity to enjoy lake access and views of Whaley Lake. Located directly across the street from the lake, this 733 sq ft home provides lake rights and convenient access to the water, making it an appealing option for buyers looking for a property near Whaley Lake. Built in 1940, the home features a cozy layout with a fireplace, a sunroom, and a patio area to enjoy the outdoor setting. This property offers a chance to bring your vision and updates to a classic cottage. The basement provides potential additional space for future expansion, and the home’s location is the true highlight offering the opportunity to enjoy the Whaley Lake lifestyle from just across the road. While the home will need some renovation, the roof was replaced 2 years ago. Whether you are looking for a weekend getaway, seasonal retreat, or a smaller home with lake access in Dutchess County, this property offers a rare setting in the Pawling community. Conveniently located near local shops, dining, schools, parks, and transportation options, including access to Metro-North rail service in the surrounding area, this home combines a lake setting with accessibility to nearby amenities and commuting routes.

Single Family

  • Price
  • $ 249,000
  • City
  • Holmes
  • Bedrooms
  • 1
  • Full Bathrooms
  • 1
  • County
  • DUTCHESS
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.2 Acres
  • Zip
  • 12531
  • Sqr Footage
  • 733
  • Year Built
  • 1940
  • Taxes
  • $ 3271
  • Style
  • Bungalow,Cottage,Ranch
  • MLS#
  • 1031078
Listed By: eXp Realty
Data Source: Listings courtesy of OneKey® MLS as distributed by MLS GRID

Features

General

Sewer Septic Tank
Heating Baseboard,Coal,Oil,Propane,Wood
Cooling None
Utilities Trash Collection Private
Appliances Dryer,Washer
Patio/Porch Features Patio
Architectural Style Bungalow,Cottage,Ranch
Construction Materials Vinyl Siding
Year Built 1940
View Lake
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 134089-6856-05-234928-0000
Waterfront Features Lake Privileges
County Dutchess County
Property Type Residential
HOA No
Garage Y/N No
Other Structures Shed(s)
Total Rooms 3
Full Baths 1
Directions Parking is behind the house. The driveway is one property to the South of 1555 route 292. Please do not park across the street. Please only park in the driveway behind the house.
High School Pawling High School
City Pawling
Disclosures Lead Paint,Seller Property Disclosure
Senior Community Y/N No
High School District Pawling
Carport Y/N No
Elementary School Pawling Elementary School
Property Attached Y/N No
Tax Annual Amount 3271
Middle/Junior High School Pawling Middle School
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Pawling
Elementary School District Pawling
Tax Assessed Value 45350
Tax Lot 234
PostalCity Holmes
Listing Appliances Dryer, Washer

Interior Features

Interior Amenities First Floor Bedroom,First Floor Full Bath
Basement See Remarks
Flooring Carpet,Laminate,Tile
Total Fireplaces 1
Basement Features See Remarks
Basement (Y/N) Yes
Fireplace Y/N Yes
Total Bedrooms 1
Total Baths 1
General Features First Floor Bedroom,First Floor Full Bath

Exterior Features

Parking Features Driveway
Water Source Well
Inclusions Washer,Dryer
Parking Features Driveway
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mount Vernon, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Pawling Elementary School
Middle School Pawling Middle School
High School Pawling High School

Price History

7/28/2026 Listed $249,000

Property vs Zip Code Average in 12531

Price
AVG $940K
$250K
Taxes
AVG $14,068
$3,271
Year Built
AVG 1969
1940
Visits
AVG 54
11
Data Provided by Inside Real Estate®

Areas That We Cover

1555 Route 292 Holmes, NY is a Single Family Home for sale at $249000 with 733 sqft and a lot size of 0.2 Acres Acre(s). 1555 Route 292 Holmes has 1 bedrooms, 1 baths and was built in 1940. The property's zip code is 12531 which is in Holmes, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Hamid Ardakani

Hamid Ardakani

Agent

917-365-9076

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