Hamid Ardakani

14 Willow Lane

Monticello, NY
$ 425,000 Beds 3 Baths 2.5 Sq 1,471
Monthly Estimate* How much can I afford?

By the second summer you'll stop noticing that you're doing it, the walk down to Melody Lake after dinner with the light going gold across the water. It becomes ordinary the way the best things eventually do. The lake runs 18 acres, set back in the woods and quiet enough that it never fills with strangers, and the stream that runs out of it comes down past the back of this lot, so on the nights you leave the windows open you fall asleep to moving water. The road ends a few houses past this one, so the engines you hear belong to people who are already home. The lake keeps the calendar. April announces itself with peepers loud enough to hear through a closed window, and you'll open it anyway just to let them in. Through July the water stays warm and unbothered. September lights the ridge and the lake holds every bit of that color upside down for a month. Then the snow comes and everything goes so still that the quiet stops feeling like an absence and turns into the thing you spend all week looking forward to. The house that sits behind that life hasn't been built yet, which is the part worth slowing down for. Somewhere in the next several months you're going to walk through a finished front door and recognize everything on the other side of it, because the floors and the cabinets and the color that door ended up being were all yours to choose. Nobody else's taste to work around. Nothing to inherit and quietly resent for the next 20 years. What's already decided is the plan, and it's a smart one. The living space runs the full width of the house under 9-foot ceilings and carries straight through to the kitchen and the dining area with nothing standing in between, so whoever is cooking stays in the conversation happening across the counter. A breakfast nook takes the weeknight version of dinner. A walk-in pantry keeps the counters clear and the kitchen looking the way you pictured it. All three bedrooms sit upstairs, the main one with its own bath and closet space that holds a full season at a time, and the laundry is up there too, on the same floor as the beds, which you'll be grateful for roughly once a week for as long as you live there. Across the front runs a covered porch, and it will end up being the room you use most and never counted. Rain sounds better underneath it, layered over the stream running behind the house. October stretches an extra three weeks from a chair on it, and by the following June you'll be eating out there more nights than inside. The county gives you plenty whenever you want it. Rock Hill is 10 minutes out for dinner at Kevin's or a beer at Brew, Holiday Mountain is close enough for a winter afternoon on the hill and home before dark, Bethel Woods puts a lawn concert 25 minutes from the driveway with no planning required, and Resorts World and the Kartrite waterpark sit just up the road for the nights you want volume instead of stillness. Manhattan is under 2 hours when you need it and a long way off when you don't. Everything underneath is new. Town water, town sewer, central air, and a full basement sitting patient until you decide what it becomes. Nothing on a countdown, nothing to brace for. You'll be the first one to live here, and every good thing this house ever holds will start with you.

Single Family

  • Price
  • $ 425,000
  • City
  • Monticello
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • SULLIVAN
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.26 Acres
  • Zip
  • 12701
  • Sqr Footage
  • 1,471
  • Year Built
  • 2026
  • Style
  • Colonial
  • MLS#
  • 1033270
Listed By: KW Hudson Valley United
Data Source: Listings courtesy of OneKey® MLS as distributed by MLS GRID

Features

General

Sewer Public Sewer
Heating Forced Air
Cooling Central Air
Utilities Electricity Connected
Appliances None
Patio/Porch Features Covered,Porch
Architectural Style Colonial
Construction Materials Vinyl Siding
Year Built 2026
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 4689-062-0-0001-010-001
Waterfront Features Stream
County Sullivan County
Property Type Residential
HOA No
Subdivision Name Melody Lake Acres
Garage Y/N No
Total Rooms 6
Full Baths 2
High School Monticello High School
City Thompson
Senior Community Y/N No
High School District Monticello
Carport Y/N No
Elementary School George L Cooke School
Property Attached Y/N No
Middle/Junior High School Robert J Kaiser Middle School
Property Condition To Be Built
Additional Parcels Y/N No
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Monticello
Elementary School District Monticello
Tax Lot 10
PostalCity Monticello
AttributionContact 845-610-6065
Listing Appliances None

Interior Features

Interior Amenities High Ceilings,Washer/Dryer Hookup
Basement Unfinished
Basement Features Unfinished
Basement (Y/N) Yes
Half Baths 1
Total Bedrooms 3
Total Baths 3
General Features High Ceilings,Washer/Dryer Hookup

Exterior Features

Parking Features Driveway
Water Source Public
Parking Features Driveway
Waterfront Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mount Vernon, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School George L Cooke School Elementary School
Middle School Robert J Kaiser Middle School
High School Monticello High School

Price History

8/19/2026 Listed $425,000

Property vs Zip Code Average in 12701

Price
AVG $840K
$430K
Year Built
AVG 1974
2026
Visits
AVG 47
16
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

14 Willow Lane Monticello, NY is a Single Family Home for sale at $425000 with 1471 sqft and a lot size of 0.26 Acres Acre(s). 14 Willow Lane Monticello has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 12701 which is in Monticello, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Hamid Ardakani

Hamid Ardakani

Agent

917-365-9076

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